Economics

[E]conomic power is exercised by means of a positive, by offering men a reward, an incentive, a payment, a value; political power is exercised by means of a negative, by the threat of punishment, injury, imprisonment, destruction. The businessman’s tool is values; the bureaucrat’s tool is fear. – AYN RAND

Why Health Insurance in America Lacks Rationality and How To Fix It

How the government drove out the science of risk from the entire business of consumer pricing of health care insurance.

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