William B. Conerly

William B. Conerly, Ph.D. is Chairman of the Board of Cascade Policy Institute, principal of Conerly Consulting LLC, and a member of the Governor's Council of Economic Advisors.

Was the Sub-Prime Mortgage Crisis Caused by Lack of Regulations?

Did lack of regulation create the subprime mortgage crisis? I am asked this all the time. The short answer: Of course not. Nowhere close. Not a chance. Here is the long answer. What regulations have we had? The mortgage originator (your local bank or mortgage broker)...

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